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And a very Merry Christmas to you, sir. Thank you for all of your postings, and I look forward to another year of education.

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Thanks and happy holidays Roger!

To other readers, what are your favorite blogs/Substacks/podcasters on climate beyond THB? I find it can be difficult to find other writers who consider climate change as a serious problem but refuse to engage in alarmism (which is why this substack is so enlightening!)

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Roger: I would like to see more discussion on the growing implications of recent weather disasters like IAN on ripple-effect raising of insurance costs over the US, outside the immediate disaster areas, including the Marshall fires last year. In the latter, some insurers are denying new coverage in our Foothill areas .

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